I have already availed 50 ccl more than 365 till august 2019. Now in the month of sep 2019, my office has circulated a order saying, those employees who have availed excess ccl ie more than 365 after december 2018, have to surrender 20 % of the salary.we were not informed about this previously and there was no circular circulated.I Will it be effective. So many employees have already availed ccl during this one year. Please guide us.